Business Credit

Business Credit
Built from scratch.

Most businesses are invisible to commercial credit bureaus. Our 90-day program activates your D&B, Experian Business, and Equifax Business profiles, establishes your first vendor accounts, and sets up monitoring — so your entity starts building a real credit profile.

Service Pricing

How do you start building business credit?

DUNS Registration
Foundation step — standalone
$199
One-time service fee
  • D&B DUNS number registration
  • Business profile setup on D&B
  • Expedited processing coordination
  • DUNS confirmation delivered to vault
  • Foundation for D&B Paydex business credit score
Register My DUNS
Business Credit Building Program
Complete 90-day credit foundation
$797
One-time service fee
  • DUNS registration (included)
  • Experian Business profile activation
  • Equifax Business profile activation
  • Net-30 vendor account guidance (5 accounts)
  • Business credit monitoring setup
  • 90-day guided milestone check-ins
  • Monthly milestone reports
Start the Program
What the Program Covers

What happens during the 90-day credit program?

1. Foundation Setup (Days 1–7)
DUNS number registration with Dun & Bradstreet, Experian Business profile activation, and Equifax Business profile activation. Your entity must be properly formed with a verifiable address, phone, and EIN before this step.
2. Net-30 Vendor Accounts (Days 8–30)
Guidance on establishing 5 Net-30 vendor accounts that report to commercial credit bureaus. We identify vendors appropriate for your industry and walk you through the application process. Approval is not guaranteed — vendor decisions are independent.
3. Monitoring Setup (Days 30–45)
Business credit monitoring configured across D&B, Experian Business, and Equifax Business. You receive alerts when new accounts, inquiries, or score changes appear on any profile.
4. Milestone Reports (Monthly)
Monthly check-ins at 30, 60, and 90 days — covering profile status, vendor account reporting status, and next steps. Delivered to your member dashboard.
Before You Start

What does your entity need to qualify for business credit?

Business credit requires a credible, verifiable entity. Before starting the program, your business should have:

Formed Entity
An LLC, corporation, or trust that has been properly formed with the Secretary of State. Common Law Trusts and LLCs both qualify. Sole proprietorships do not have separate business credit profiles.
EIN (Employer Identification Number)
An active EIN from the IRS is required to establish business credit bureau profiles. If you don't have one, we can obtain it for $97 as a standalone service before starting the program.
Business Address & Phone
A verifiable business address (not a PO Box) and business phone number. Our virtual address ($249/yr) and virtual phone options qualify. Home addresses are acceptable but less credible to creditors.
Business Bank Account
A separate business checking account is strongly recommended before starting — ideally open at least 30 days before applying for vendor accounts. Personal accounts cannot be used for business credit activity.
Start Building

Business credit starts
with a proper foundation.

$797 for the full 90-day program. $199 for DUNS registration only. Membership required — $49/year.

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