Business Credit
Built from scratch.
Most businesses are invisible to commercial credit bureaus. Our 90-day program activates your D&B, Experian Business, and Equifax Business profiles, establishes your first vendor accounts, and sets up monitoring — so your entity starts building a real credit profile.
Two ways to start.
- D&B DUNS number registration
- Business profile setup on D&B
- Expedited processing coordination
- DUNS confirmation delivered to vault
- Required for government contracting
- DUNS registration (included)
- Experian Business profile activation
- Equifax Business profile activation
- Net-30 vendor account guidance (5 accounts)
- Business credit monitoring setup
- 90-day guided milestone check-ins
- Monthly milestone reports
90 days. Four pillars.
DUNS number registration with Dun & Bradstreet, Experian Business profile activation, and Equifax Business profile activation. Your entity must be properly formed with a verifiable address, phone, and EIN before this step.
Guidance on establishing 5 Net-30 vendor accounts that report to commercial credit bureaus. We identify vendors appropriate for your industry and walk you through the application process. Approval is not guaranteed — vendor decisions are independent.
Business credit monitoring configured across D&B, Experian Business, and Equifax Business. You receive alerts when new accounts, inquiries, or score changes appear on any profile.
Monthly check-ins at 30, 60, and 90 days — covering profile status, vendor account reporting status, and next steps. Delivered to your member dashboard.
What your entity needs.
Business credit requires a credible, verifiable entity. Before starting the program, your business should have:
An LLC, corporation, or trust that has been properly formed with the Secretary of State. Common Law Trusts and LLCs both qualify. Sole proprietorships do not have separate business credit profiles.
An active EIN from the IRS is required to establish business credit bureau profiles. If you don't have one, we can obtain it for $97 as a standalone service before starting the program.
A verifiable business address (not a PO Box) and business phone number. Our virtual address ($249/yr) and virtual phone options qualify. Home addresses are acceptable but less credible to creditors.
A separate business checking account is strongly recommended before starting — ideally open at least 30 days before applying for vendor accounts. Personal accounts cannot be used for business credit activity.
Business credit starts
with a proper foundation.
$797 for the full 90-day program. $199 for DUNS registration only. Membership required — $49/year.